There are many ways you can give financially to CJF Ministries. Below are brief descriptions of these ways.

Gifts of Cash
Cash gifts are an excellent way to donate to CJF Ministries. When we receive a cash gift, it can immediately begin assisting CJFM by paying for general operating expenses, supporting missionaries and radio programs, and other outreach needs as they arise.

Cash gifts can be made Online, through the mail, or by simply calling (800) 926-5397 and making a donation through our operator. We can even accept credit card donations.

If you wish to make a cash donation by mail, please send a check or money order made payable to CJF Ministries to: CJF Ministries, 611 Broadway, San Antonio, TX 78215.

As always, if you itemize deductions, with cash contributions you can deduct up to 50% of your adjusted gross income.

Give online, through our webstore at messianicspecialties.com


Gifts of Stocks and Bonds
Stocks and bonds that have appreciated and incurred capital gain taxes (and for which you no longer need the income) may benefit CJFM. Simply contact your financial advisor and let them know of your intentions in this regard. Then contact CJFM’s Stewardship Services for delivery instructions.


Payable on Death
This is a simple way to ensure that you have resources for your lifetime and emergency needs. Implement this plan with bank accounts, brokerage accounts, IRAs, pensions, and any other accounts that allow you to name a beneficiary the recipient of the account at your death. This plan allows you to avoid probate costs and can reduce your federal estate taxes.

Contact your bank, broker, trust company, or IRA and pension administrator for details on how to make CJFM a beneficiary.


Life Insurance Policies
Another way to make a gift to CJFM is through life insurance policies. You may currently have a policy that you purchased for other reasons and no longer need the coverage, or you may receive dividends on certain policies for which you no longer need the income. These are just two examples on how to give through life insurance policies. Contact your life insurance agent or a qualified financial planner to explain how you can give through life insurance, and take advantage of charitable contribution benefits.


Bequests
The easiest and most inexpensive way to make a deferred gift to CJFM is to include us in your will or revocable trust. Each individual legacy contributes to the financial strength of CJFM.

A bequest is easy to arrange (see sample text below). It is not payable until death, so it does not affect your assets or cash flow during your lifetime. It is private — your will is not filed or made public until your death. And, it is revocable — you can change the provisions in your will or trust at any time until death.

Some of the largest gifts made in support of CJF Ministries throughout the years have been through bequests left in a will or trust. If properly written, a will can reduce the taxes paid by your survivors - which will result in a larger amount being left for your loved ones or charitable organizations. A properly written will ensures that your assets will be distributed as you intend.

In many cases, wills specify the amount or percentage of the estate or property. Following is an example of how such a bequest may be drafted:

I give, devise, and bequeath to CJF Ministries of San Antonio, Texas, (the sum of $_____________) or (_____% of my estate) (the following property) or (the rest, residue, and remainder of my estate). The property comprising this gift may be used to further the charitable purposes of CJF Ministries at its discretion.

Be sure to consult your attorney for assistance in making a bequest.